Public Accounts Committee

Automatic enrolment to workplace pensions inquiry

Inquiry status: open

Report published 27 January 2016. Awaiting Government response.

Scope of the inquiry

The government faces significant challenges in ensuring that people have adequate incomes in retirement. People are living longer and fewer have been saving into workplace pension schemes than in the past. Automatic enrolment aims to reverse the long-term decline in the number of people saving into workplace pensions.

The Department for Work and Pensions, The Pensions Regulator and The National Employment Savings Trust have worked together to introduce the automatic enrolment programme, doing so successfully for large and medium-sized employers who account for around 20 million workers. They now face a greater challenge as 1.8 million smaller employers are required to enrol their workers by 2018.

Programme spending is so far on track and opt-out rates have been lower than expected at between 8% and 14%. This inquiry looks at the risks of registering smaller employers and how DWP ensures that more widespread enrolment translates into higher retirement incomes.

Latest evidence

  • 23 Nov 2015 - Pensions auto-enrolment - oral evidence | PDF version (PDF313 KB) HC 581 | Published 22 Dec 2015

    Evidence given by Mike Cherry, Policy Director, Federation of Small Businesses, and Kay Carberry, Assistant General Secretary, Trades Union Congress; Robert Devereux, Permanent Secretary, and Charlotte Clark, Auto-Enrolment Senior Responsible Officer, Department for Work and Pensions, Charles Counsell, Executive Director, Automatic Enrolment, The Pensions Regulator, and Helen Dean, Chief Executive, National Employment Savings Trust (at 4.30pm).

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