Early day motion 368

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FLOOD INSURANCE FOR SMALL BUSINESSES

That this House notes with concern how small business owners in flood risk areas, many of whom have seen their livelihoods and properties destroyed or damaged due to flooding, face prohibitively high insurance premiums and excesses or outright refusal from insurance companies to cover their businesses; further notes that the current Statement of Principles Agreement between the Association of British Insurers (ABI) and the Government is a guarantee to provide insurance that only addresses availability of insurance and not affordability, and its successor scheme Flood Re excludes small businesses from those it will cover; further notes with concern the consequent fear and uncertainty amongst the business community at the lack of any guarantee when Flood Re begins next year; further notes also that leaseholders as a group will be excluded from Flood Re and the anxiety this is causing; welcomes initial commitments from the Department for Environment, Food and Rural Affairs and ABI to look at evidence of the difficulties faced by small businesses in flood risk areas; and calls on the Government to take swift action by introducing a stand-alone Flood Re 2 agreement for small businesses and leaseholders which addresses both affordability and availability of insurance.

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Total number of signatures: 33

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Showing 33 out of 33

Name Party Constituency Date Signed
Beith, Alan Liberal Democrats Berwick-Upon-Tweed 01.12.2014
Campbell, Gregory Democratic Unionist Party Londonderry East 13.01.2015
Caton, Martin Labour Party Gower 22.10.2014
Cooper, Rosie Labour Party West Lancashire 17.12.2014
Crockart, Mike Liberal Democrats Edinburgh West 02.12.2014
Cunningham, Tony Labour Party Workington 05.12.2014
Evans, Nigel Conservative Party Ribble Valley 05.11.2014
Gilbert, Stephen Liberal Democrats St Austell and Newquay 26.11.2014
Glindon, Mary Labour Party North Tyneside 27.10.2014
Hancock, Mike INDEPENDENT Portsmouth South 21.10.2014
Harvey, Nick Liberal Democrats North Devon 16.10.2014
Hepburn, Stephen Labour Party Jarrow 25.11.2014
Hunter, Mark Liberal Democrats Cheadle 22.10.2014
Jones, David Conservative Party Clwyd West 19.11.2014
Kennedy, Charles Liberal Democrats Ross Skye and Lochaber 20.01.2015
Leech, John Liberal Democrats Manchester Withington 27.10.2014
Llwyd, Elfyn Plaid Cymru Dwyfor Meirionnydd 25.11.2014
Long, Naomi Alliance Party Belfast East 11.12.2014
McCrea, Dr William Democratic Unionist Party South Antrim 22.10.2014
McIntosh, Anne Conservative Party Thirsk and Malton 16.10.2014
Osborne, Sandra Labour Party Ayr Carrick and Cumnock 03.12.2014
Robertson, Laurence Conservative Party Tewkesbury 16.10.2014
Ruane, Chris Labour Party Vale of Clwyd 21.11.2014
Ruddock, Joan Labour Party Lewisham Deptford 26.11.2014
Sanders, Adrian Liberal Democrats Torbay 05.11.2014
Shannon, Jim Democratic Unionist Party Strangford 22.10.2014
Simpson, David Democratic Unionist Party Upper Bann 22.10.2014
Smith, Robert Liberal Democrats West Aberdeenshire and Kincardine 30.10.2014
Thornton, Mike Liberal Democrats Eastleigh 21.11.2014
Weir, Mike Scottish National Party Angus 21.10.2014
Williams, Mark Liberal Democrats Ceredigion 28.10.2014
Williams, Roger Liberal Democrats Brecon and Radnorshire 18.12.2014
Wilson, Sammy Democratic Unionist Party East Antrim 04.12.2014