Owner occupation

This page highlights some of the current parliamentary material available on owner occupation of housing. This includes select committee reports, briefing papers on current legislation and other subjects produced by the parliamentary research services, and the latest Early Day Motions put down by MPs.

Standard Notes

30.12.2014The Affordable Homes Bill 2014-15
This note provides background information on the Bill's provisions and summarises the content of the Bill. The Bill's Committee Stage was adjourned on 29 October 2014 as a money resolution must be passed in order for it to progress any further.
30.12.2014Long leaseholders: building insurance requirements
This note explains how and why long leaseholders are (often) required to organise their buildings insurance with a company nominated by their freeholders.
29.12.2014The Self-build and Custom Housebuilding Bill 2014-15
This note explains existing intiatives to promote the self/custom build sector and provides an overview of the Self-build and Custom Housebuilding Bill's provisions. This Private Member's Bill builds on existing Government initiatives, particularly the proposed 'Right to Build', with the aim of increasing the number of self/custom built properties in England and Wales.
28.11.2014Leaseholders in social housing: paying for major works (England)
An explanation of the assistance available to assist long leaseholders of social landlords in paying for major works. In August 2014 the Government introduced a cap on the amount that can be recovered from these long leaseholders where the work has been carried out with funding from central Government. The cap has been referred to as "Florrie's law."
24.11.2014Mobile (park homes): 10% commission on sales
This note explains the requirement to pay 10% commission on the sale price of a mobile home to the site owner and provides information on various reviews of that requirement. Mobile home owners regard the charge as "unfair and out of date."

Research Papers

10.11.2010Home Information Packs: a short history
This paper provides background information on the introduction of HIPs and a chronology of key developments during their long implementation period up to their suspension in May 2010.
22.02.2010Mortgage Repossessions (Protection of Tenants Etc.) Bill: Committee Stage Report
This paper summarises the House of Commons Committee Stage of the Bill. In July 2009 the Government announced that it would legislate to ensure that tenants are given adequate notice to vacate their property if their landlord defaults on their mortgage. Over the summer of 2009, the Government consulted on legislative options to achieve this. On 3 December 2009, Dr Brian Iddon announced that he would introduce a Private Members' Bill to protect private tenants whose landlords default on their mortgage. The Bill has Government support.
25.01.2010Mortgage Repossessions (Protection of Tenants Etc.) Bill Bill 15 of 2009/10
The main purpose of the Bill is to offer protection to tenants of rental properties whose landlord has both defaulted on his mortgage and not notified his lender that the property was being let (an 'unauthorised tenancy'). The Bill gives courts power to postpone the delivery of a possession order, and to stay or suspend the execution of an existing possession order. It also ensures the tenant is given notice of a possession order before its execution.
18.08.2006Affordable housing in England
05.01.2004Housing Bill (Bill 11 2003/04)
Housing Bill (Bill 11 2003/04). House of Commons Library Research Paper 04/02.

Early Day Motions

That this House notes with concern the plight of park home owners in Morecambe and Lunesdale; and urges the Government seriously and urgently to consider implementing a code of conduct ...
That this House notes park home residents across the country are more susceptible to fuel poverty; further notes that park homes are not deemed to be dwellings and do not currently ...
That this House notes the current economic crisis has caused widespread uncertainty and placed huge pressures on homeowners; recognises that as many as 55,000 homeowners to date have ...
That this House notes that the current economic crisis has caused widespread uncertainty and placed huge pressures on homeowners; recognises that as many as 55,000 homeowners to date ...
That this House notes with concern that the current financial crisis is likely to have a disproportionate impact on the most needy in the community who have huge outstanding loans on ...


  • Research Papers (RP) - briefings produced by the House of Commons Library on Bills, topical issues and regular statistics
  • Standard Notes (SN) - shorter, topical briefings from the Commons Library
  • Early Day Motions (EDMs) - formal motions submitted by MPs in the House of Commons
  • POST Notes - short briefing notes produced by the Parliamentary Office of Science and Technology
  • Lords Library Notes (LLN) - papers compiled by the House of Lords Library on Bills and for debates in the Lords
  • Select Committee Reports - papers produced by all select committees of both Houses