SME Lending

Written submissions

Written submissions to the inquiry should be submitted online:

If you are considering sending a written submission please read the following guidelines:

Following evidence sessions with Sir Andrew Large, Laurence Tomlinson and the Financial Conduct Authority, the Treasury Committee announced that it will be conducting a short inquiry into SME lending.

The inquiry will focus on three issues; access to finance for SMEs, the scope for opening up the sector to more competition, and the treatment of SMEs by banks.

Further information

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    • Reports and associated evidence – Reports of Committee inquires. This category may also include Special Reports where they are used by a Committee to bring matters relating to conduct of its business to the notice of the House.
    • Responses to Reports - Responses may be published as a Special Report, or as a Command Paper. They may also be appended to a Report should the Committee have substantial comments on the Response, in which case they can be found listed under Reports. 
    • Other oral and written evidence - Evidence taken by the Committee that has yet to or did not result in the publication of a Report. This includes transcripts of recent meetings.
    • Estimate Memoranda - An Estimate memorandum is an explanatory note that accompanies a government department’s estimate (a means by which a department seeks authority from Parliament for its spending plans).
    • Correspondence - Correspondence sent from or received by the Committee or its Chair.
  • 16 July 2014 - SME Lending - Oral evidence | PDF version (PDF369 KB) HC 1008 | Published 07 Nov 2014

    Evidence given by Tim Hinton, Managing Director, SME & Mid Markets Banking, Commercial Banking, Lloyds Bank, and Rebecca McNeil, Head of Business Lending, Barclays, Samir Desai, CEO and Co-founder, Funding Circle, Anil Stocker, CEO and Founder, MarketInvoice, and Tony Askew, Chair of the BVCA Venture Capital Committee and Partner at Reed Elsevier Ventures.

  • 21 July 2014 - SME Lending - Oral Evidence | PDF version (PDF234 KB) HC 1008 | Published 24 Jul 2014

    Evidence given by Alex Chisholm, Chief Executive, Competition and Markets Authority; Dr Andrea Coscelli, Executive Director, Markets and Mergers, Competition and Markets Authority; and Dan Moore, Project Director, SME Banking Market Study, Competition and Markets Authority.

  • 01 Jul 2014 - SME Lending - oral evidence | PDF version (PDF379 KB) HC 1008 | Published 09 Jul 2014

    Evidence given by Tony Boorman, Interim Chief Executive and Chief Ombudsman, Financial Ombudsman Service, Chris Woolard, Director of Policy, Risk and Research, Financial Conduct Authority, and Nausicaa Delfas, Head of the Specialist Supervision Department, Financial Conduct Authority, Andrea Leadsom MP, Economic Secretary, HM Treasury, Alison Cottrell, Financial Services, HM Treasury, and Jeremy Pocklington, Director, Enterprise and Growth, HM Treasury

  • 17 Jun 2014 - SME Lending - oral evidence | PDF version (PDF467 KB) HC 1008 | Published 01 Jul 2014

    Evidence given by David Thorburn, Chief Executive, Clydesdale and Yorkshire Banks, and Debbie Crosbie, Executive Director, Customer Trust and Confidence, National Australia Group Europe, Chris Sullivan, Deputy Group Chief Executive, Royal Bank of Scotland, and Derek Sach, Head of Global Restructuring Group, Royal Bank of Scotland.

  • 25 February - Oral evidence | PDF version (PDF357 KB) HC 1008 | Published 01 Jul 2014

    Evidence given by Professor Russel Griggs OBE, Independent External Reviewer of the Banking Taskforce Appeals Process; Priyen Patel, Senior Policy Advisor, Federation of Small Businesses, and Matthew Fell, Director of Competitive Markets, Confederation of British Industry (at 11.00 am).

  • 10 Jun 2014 - SME Lending - oral evidence | PDF version (PDF360 KB) HC 1008 | Published 12 Jun 2014

    Evidence given by Richard Pyman, CEO of Shawbrook, and Anders Bouvin, UK CEO of Handelsbanken and Martin Morrin, Chair of the Asset-based Lending Association and Managing Director at RBS Invoice Finance, Frances Coulson, Managing & Client Services Partner, Moon Beever Solicitors and Prof. Mark Watson-Gandy, Thirteen Old Square Chambers

  • 29 Apr 2014 - SME Lending - oral evidence | PDF version (PDF299 KB) HC 1008 | Published 06 Jun 2014

    Evidence given by Peter Hollis, Hollis and Co, Chris Lane, Kingston Smith, Ronel Lehmann,Lehmann Communications Ltd, Laurence Beere, L&H Hotels Ltd, Tim Murphy, Seneca Banking Consultants and Jeremy Roe,Bully-Banks